Elimentary

YC company profile

Agents that run middle/back-office operations for Private Capital

Elimentary’s is building AI agents that can run middle/back-office operations for private capital managers, starting with structured credit. Most private capital managers focus primarily on sourcing and capital deployment. Meanwhile post-investment operations receive step-child treatment. While AUMs have increased exponentially over the last decade, operations continue to be painfully supported by humans using spreadsheets and emails. Things have started to break leading to investment write-offs, fines, penalties, and sometimes lost LP relationships.

Our agents can run these operations (borrowing base calcs, cracking loan tapes, NAV calculations, etc.) end to end autonomously. For one of our customers, our agents cut a 20-hour ops process to 30 minutes. It saved 90% of the manual hours, translating to $150k in annual savings.

• YC batch: Fall 2026
• Founded: 2025
• Team size: 5
• Location: New York City, NY
• Country: US
• Status: Active
• Industry: Fintech
• Stage: Early
• Tags: FinOps, Enterprise
• YC partner: Nicolas Dessaigne

Founders

Yogesh Gorjilla — Founder/CEO

Co-founder & CEO at Elimentary. Previously with UBS, Goldman Sachs and Flipkart. Built and scaled a Pay Later product to 10 million users and $1 billion in loan book. Extensive experience across Fintech, Credit and Capital Markets.

LinkedIn · X

Mannat Saini — Founder/CTO

Co-founder at Elimentary. Previously engineering @ Goldman Sachs, Jefferies, Oracle and Flipkart. Built and scaled multiple credit products to ~20 million users and $1 billion loan book.

LinkedIn · X

Manoj Sarda — Founder/COO

Founder at Elimentary. Ex-founder at Skit.ai - voice AI automation for debt collection started in 2018. Led product at largest neo-bank of India - Jupiter.Money. IIT grad.

LinkedIn · X

Source: Y Combinator · Retrieved 2026-11-02. Company information is self-reported on YC.